Young motorists say 'black boxes' that monitor their driving are unfair

The research by Quote Goat, which surveyed 1,000 young drivers in the UK aged 17 to 24 on their perception towards car insurance, found that 43 per cent of young drivers in the region feel unhappy in having to rely on such schemes to reduce insurance costs - particularly as many come with restrictions such as driving curfews.

But when questioned on other cost-saving methods such as their use of dashcams, respondents admitted to not installing an insurer-approved gadget in their vehicle, despite 46 per cent advising they are aware that this could in fact lower their insurance premium.

Other finding include:

Over a third of young drivers throughout the UK pay up to £1,000 per annum for their insurance, with a quarter paying up to £2,000. Just eight per cent of respondents pay maximum of £2,000 - £4,000.

Car ownership is lower among young drivers in Bristol, with just 57 per cent of respondents advising that they own their own vehicle compared to75 per cent in Wales and 76 per cent in London.

When questioned on the recent MP debate as to whether insurance should be applied to the driver or the vehicle, young drivers posed a near even split - with 58 per cent believing it should still be applied to the driver, and the remaining 42 per cent supporting a change in law through insuring individual vehicles.

Managing director of Quote Goat Michael Foote said: “Car insurance has become increasingly expensive for young drivers in recent years, with many having to rely on schemes like black box to lower their annual premiums.”

“Despite a massive 77 per cent of all participants utilising the scheme, not even a third of young drivers felt it to be fair or beneficial –implying the majority have compromised with the schemes restrictions to receive a more affordable insurance cost.”

This research comes following reports that insurance premiums are set to rocket in 2018, where experts predict young drivers will be hit the hardest.