UCB Home Loans, the specialist lender of Nationwide, has reduced interest rates on its self-certification two-year tracker mortgages by 0.10 per cent.
The move, which affects both flexible and non-flexible products, is designed to price the product range more keenly. The reduction, which excludes the two-year, ERC-free tracker, makes these rates among the most competitive available in the market.
New rates are: self-cert two-year tracker (non-flexible) 5.09 per cent; self-cert flexible tracker (loans over £200,000) 5.29 per cent and flexible tracker (loans up to £199,999) 5.39 per cent.
Keith Astill, of UCB said: "We traditionally have a good record in terms of arrangement fees and service levels and the new pricing is designed to consolidate our position as one of the UK's leading specialists."
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