Future Planning Wealth Management is a Swindon firm that offers mortgage advice tailored to individual customers' needs. Here they explain why you should choose them if you're in the market for a home. 

Buying a property can be both exciting and daunting so having an experienced mortgage broker to guide you from start to finish will definitely save you stress and time, and also often thousands of pounds.

Here are some key reasons why you should choose us.

  1. Our mortgage brokers represent you and only your best interests. We do not even charge for an initial consultation, so you have nothing to lose.
  2. We have vast experience having dealt with many different types of cases before and will let you know the type of properties to avoid, give tips on negotiation, and provide some background to the legal traps that can sometimes delay or stop a purchase.
  3. Product knowledge. Whilst we will help you find the cheapest rates available, there are subtle but significant differences between mortgage products that you may not be aware of. We will guide you on how best to use product features that can lead to you saving money, especially over the long term.
  4. We provide a smooth process from start to finish, which takes the burden and stress from you allowing you to focus of dreaming about your new home.

In contrast to the limited service proposition of most high street lenders or other mortgage brokers, our advisers will provide a fully comprehensive service that goes above and beyond.

We enjoy great relationships with our clients in what can be a very stressful few months to make this as easy as possible. From advising early on with which properties to purchase and avoid, to help finding a competitive solicitor offering good service and speedy work, through to advice on which is the most appropriate survey and ensuring all paperwork is submitted correctly with no delays, we are on hand to help with property purchases all over the country. Some frequently asked questions we expertly answer is:

  • How much can you afford to borrow?
  • How much deposit do you need?
  • Which lenders will lend to you?
  • How much money will you need to cover moving costs and fees?
  • What will your total monthly outgoings be if you own your home instead of renting?
  • What size mortgage can you get?
  • Who do you talk to and how do you start?
  • What types of insurance will you need?
  • What type of mortgage is right for you?
  • How much can I release from my equity?

Choosing the right mortgage product has become even more complicated in the last year with lenders increasing interest rates and tightening criteria in a bid to minimise their risk.

With years of experience and access to all the lenders in the market, we will always help you to find the very best mortgage, even in this difficult climate. From first time buyers, to self-build projects and buy-to-let investors we are ideally placed to make your dream a reality, using the most cost-effective solution.

Contact us on 01793 575553 or enquiries@futureplanningwm.co.uk now to speak with us and to organise an initial consultation at no cost to you with one of our friendly and experienced mortgage brokers.